Liv Digital Bank by Emirates NBD

Liv Digital Bank by Emirates NBD is the UAE's first fully digital bank focused on users who value innovation, ease of access to financial services, and absolute security. This project has become a symbol of the digitalization of the region's economy and a new standard for remote banking: opening an account takes a few minutes, and the entire process takes place through a convenient mobile application. Customers receive a personalized digital experience with video selfie, two-factor authentication, e-KYC and blockchain identification technology, which ensures a high level of trust and control of all transactions. The bank's service covers: • instant opening of a current account, savings account, deposit or corporate account; • debit and credit cards — virtual and physical — with high limits and profitable cashback; • Multi-currency accounts and international transfers without currency controls; • Digital wallets, QR codes, and embedded payment solutions for daily transactions; • Insurance products, low-interest loans, project financing, investments and asset management; • Transparent service rates and minimum balance requirements; • Round-the-clock customer support via chatbots and a contact center. Liv Digital Bank develops open API integration, integrates financial services directly into user scenarios and builds a large-scale ecosystem. The Bank combines modern technologies with international regulatory standards, observing KYC/AML and operating in the jurisdictions of the UAE and free economic zones. This makes it a reliable tool for private clients and businesses, as well as one of the key drivers of the digital transformation of the financial sector.